How to Download LIC HFL Home Loan Statement Online

How to Download LIC HFL Home Loan Statement

Accessing your home loan documents is essential for tracking repayments and claiming tax deductions. LIC Housing Finance provides a streamlined digital portal for you to download your loan statement and Repay Certificates (Interest Certificates) instantly. MyLoans brings you this 5-minute guide to managing your documents online and offline.

Access current and previous financial year statements.
Download Repay Certificates for tax filing.
Secure OTP-based authentication for data privacy.
Availability across all LIC HFL branches in India.

Need Help? Contact MyLoans Expert

Process Time~5 Minutes

MethodOnline Portal

DocumentPDF Statement

Online Method: Step-by-Step Portal Journey

Visit the official LIC HFL website and click on Customer Login.

Enter the OTP received on your registered mobile number for authentication.

On your dashboard, navigate to the 'Activities' tab and select 'Repay Certificate'.

Select your Loan Number and Financial Year, then click Submit to download.

LIC HFL Portal Login Guide

For Existing Users

Simply enter your registered username and password. Complete the captcha verification and click login to access your dashboard.

For New Users

Click on 'Register'. Enter your Loan Account Number and Date of Birth. Verify via OTP and create your new login credentials.

What Information Is Included in Your Statement?

Data Category	Details Provided
Account Basics	Loan Account Number, Borrower & Co-applicant Names
Property Info	Sanctioned Property Address & Disbursement Details
Repayment Specs	EMI Schedule, Interest vs Principal breakup for each installment
Financial Status	Current Outstanding Balance & Prepayment details (if any)
Tax Ready	Annual Interest Certificate format suitable for ITR filing

How to Use Your Statement for Tax Benefits?

Section 80C Deduction

Claim up to ₹1.5 Lakh deduction on the Principal repayment portion shown in your full-year statement.

Section 24(b) Deduction

Claim up to ₹2 Lakh deduction on the Interest portion for self-occupied properties.

Filing Process

Download the statement, check the breakup, and submit it to your HR department or use it while filing your ITR directly.

Common Issues & Expert Fixes

Problem Identified	Recommended Solution
Login Failure	Use the "Forgot Password" link or verify your loan account number.
Statement Not Showing	Ensure you have selected the correct Financial Year from the dropdown menu.
Website/App Error	Clear your browser's cache or try a different browser like Chrome or Firefox.
Incorrect Statement Data	Cross-check your EMI bank records and contact customer support for clarification.

Frequently Asked Questions

Can I download the statement in PDF?

Yes, the "Repay Certificate" section provides the statement in a high-resolution PDF format suitable for printing and filing.

What details are needed for login?

You will need your Loan Account Number, Date of Birth, and the registered mobile number to receive the authentication OTP.

Can I get a physical copy?

Yes, you can visit any nearest LIC Housing Finance branch, fill out a request form, and collect a physical copy from the counter.

How often is the statement updated?

The statement is updated in real-time after every EMI cycle or prepayment is successfully processed in the LIC HFL system.

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Statement Guide